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Q. I’m aware that the government have promised to pay any Annual Allowance tax charges incurred during tax year 19/20. I’ve not received my Annual Allowance figures for 19/20 yet, so what shall I do now as I’m not sure if I’ll have exceeded the allowance and therefore have any tax charges due? A. The […]
As life expectancy has increased over the last few decades, so has the headaches for the government with respect to public sector pension schemes. The first step the government took to try and address this was in 2008 (re the NHS Pension) with the ‘choices’ exercise, where 1995 scheme members were offered the option of […]
It’s safe to say that 2020 has been one of the most challenging years that many of us will ever face. I believe that with every negative it’s important to look at the ‘glass half full’, otherwise it could be easy to go into and remain in a downward spiral. I’ve only been into the […]
Pensions Savings Statements are prompting enquiries on annual allowance charges. Here’s a reminder of the special provisions that apply in respect of annual allowance charges of NHS clinicians in England and Wales for the 2019/20 tax year. Many clients working in the NHS will have recently received Pensions Savings Statements for tax year 2019/20 which […]
Q. I have to admit that I’ve become a bit fixated on what’s going on with the stock markets recently as they have fallen across the world, in turn affecting the value of my investments. Should I be worried? A. It’s fine to be concerned, however if it’s making you anxious then we’d say that’s […]
Graeme and I are sharing the final word for this year, so before I wrap up, here’s a few words from Graeme: To say the least this has been a pivotal year for me! Separated from my Ex. Finding my own home. Meeting a new lady. And my daughter Charlotte off to University! I also […]
We originally published this piece in 2014 and wanted to share it again as it’s still as important as ever… As we approach the end of yet another year, now may be a good time to look ahead towards your retirement, not just the next 12 months as many do at New Year (presuming you’re not […]
The NHS pension scheme has made a change to the scheme rules to permit voluntary scheme pays. A pension scheme must offer mandatory scheme pays as a mechanism to pay the annual allowance charge if the member has contributed in excess of the standard annual allowance and their annual allowance liability is more than £2,000. […]
Q. I know that inflation is measured by the Consumer Prices Index (CPI), but how exactly is the CPI calculated? A. That’s a great question as the term ‘CPI’ is mentioned in the media more or less every day, but not everyone knows exactly what it is. Every year the Office for National Statistics (ONS) reviews […]
Are you within 5 years of selling your dental practice? Dentists face many challenges when it comes to planning to sell their practice(s). Alison Oliver from law firm Ward Hadaway shares with us her 8 Tips for Avoiding Common Pitfalls. Selling your dental practice is a big deal. At Ward Hadaway we have helped numerous […]